Featured · Bitcoin Loans
How do bitcoin loans work? Borrow against BTC without selling. Understand LTV ratios, margin calls, and custody risk before you apply. IRS rules included.
Bitcoin Collateral Loan helps US borrowers understand loans secured by cryptocurrency. Our editorial team breaks down loan-to-value mechanics, liquidation triggers, platform custody models and IRS treatment, using primary sources and verified figures. No yield promises, no token shilling: factual information for a decision this consequential.
A crypto loan margin call fires when your LTV crosses the lender's threshold. See the trigger math, your three options, and the tax cost of a forced sale.
By Evan Patel · July 3, 2026
What a crypto-backed mortgage means in 2026: the FHFA directive, Fannie Mae's first accepted product, collateral haircuts, lender terms, and tax traps.
By Nicole Chen · July 3, 2026
Borrow against bitcoin instead of selling? 2026 rates run 5% to over 14% at 50% LTV. The tax math that decides it, plus the margin call risk explained.
By Evan Patel · July 3, 2026
Compare the best crypto lending platforms for US borrowers in 2026 by custody model, rehypothecation policy, LTV, and regulatory posture, not teaser APR.
By Evan Patel · July 3, 2026
Are crypto loans taxable? Borrowing against bitcoin usually isn't, but liquidations and crypto repayments are. IRS rules, rates, and reporting explained.
By Nicole Chen · July 3, 2026
